It s easier than you d probably assume to apply for a business credit card but you do need to have some sort of small business or sole proprietorship in order to qualify.
Chase sapphire reserve vs business ink.
While the ink business preferred credit card is a business credit card and the chase sapphire reserve card is a personal credit card we ll tell you why they should both be contenders for consideration as your next travel rewards card.
Read our comparison chart below.
Keep in mind the chase sapphire reserve has a 550 annual fee while the ink business preferred has a 95 annual fee.
That s because chase business cards do not count toward your 5 24 limit.
The sapphire reserve offers primary rental car coverage as does the chase ink preferred.
The basic difference between the sapphire cards ink preferred card.
If you re thinking of going for one of the sapphire cards in addition to the chase ink business preferred credit card it s best to apply for the business card first.
Keep in mind the ink business preferred has a 95 annual fee while the chase sapphire reserve has a 550 annual fee.
Ink business preferred credit card is a credit card for business while chase sapphire reserve is a credit card for consumer.
Ink business preferred credit card is a credit card for business while chase sapphire preferred card is a credit card for consumer.
Thus you need to really think about how you might use this benefit.
However the sapphire reserve comes with a much more significant 550 annual fee while the ink business preferred has just a 95 fee.
In other words you have to choose between either the chase sapphire preferred or the chase sapphire reserve you can t have both unfortunately.
How does it compare to chase sapphire preferred a travel airline points and restaurant credit card.
We ll also explain how they can potentially work harmoniously together.
Aside from the stark contrast in annual fees the most notable difference between the two chase credit cards is the fact that the chase sapphire reserve is a consumer credit card while the ink business preferred is a business credit card.
Articles on ink business preferred credit card chase ink preferred benefits.
Articles on chase sapphire reserve.
However the big difference with the chase ink preferred is that you only get the primary rental car coverage with the ink if you are traveling primarily on business exceptions apply.
Both the ink business preferred and chase sapphire reserve earn a respectable 3x bonus on the broad category of travel.
The chase sapphire preferred is currently offering a sign up bonus of 60 000 ultimate rewards points after you spend 4 000 in the first three months while the chase ink business preferred currently offers 100 000 bonus points after you spend 15 000 on purchases in the first three months.
In general i d consider the two sapphire cards to be substitutes for one another while i think the ink card is a great complement for either of the sapphire cards.
Chase sapphire reserve is a credit card for consumer while ink business preferred credit card is a credit card for business.