Chase Sapphire Preferred Approval Credit Score

If you have a strong credit score with a few years of credit.

Chase sapphire preferred approval credit score.

Reports suggest that you ll typically need a score of at least 720 to get approved for the card though the average score is a bit higher. According to credit karma the average required score for the csp is 736. So while the average score is considered good to very good you don t need to have a perfect credit history to be approved. Know your credit score while it s possible to get approved for some chase cards with a credit score that is under 700 we don t recommend applying if that s your situation.

Just because that s the average doesn t mean that you must have a credit score that high. For the 6 of cardholders below 600 and perhaps even the 11 below 650 it s likely their scores took a hit sometime after having already been approved for the card. But sometimes even that won t guarantee an approval. This graph shows the credit scores of credit karma members who carry the chase sapphire preferred card.

You usually need an excellent credit score. Meanwhile the typical low is 646. A credit score of at least 700 is usually required to be approved for the chase sapphire preferred card. Message 7 of 27 1 kudo reply highlighted myfault valued contributor mark as new bookmark subscribe mute.

Credit score needed for the chase sapphire preferred assuming you have a few years of account history with any bank i d recommend waiting until your credit score is close to 720 to apply for the sapphire preferred. But your score alone does not fully decide whether or not you will be approved. Some report that the average credit score for sapphire preferred approvals is about 740 which sounds about right. Credit score required for the chase sapphire reserve the chase sapphire reserve has slightly stricter approval requirements than its little brother the chase sapphire preferred card.

Most cardholders have scores over 720 but there s no official score requirements to get the mid level credit card. Most chase sapphire preferred cardholders have a credit score of 720 or better.